Our story
Built for DIY credit repair
Project 800 Credit Club started from a simple idea: consumers should not need a $99/month subscription to find negative items and mail lawful dispute letters. Upload a report, let AI surface disputable marks, and walk away with bureau-ready letter sequences grounded in the FCRA and FDCPA.
We are a software tool — not a credit repair organization, law firm, or credit bureau. You stay in control of what gets disputed and when letters go in the mail.
AI that reads the report
We surface every disputable mark — collections, charge-offs, late payments, and more — ranked by severity.
Letters you control
FCRA and FDCPA sequences are drafted per bureau. You review, download, and mail certified yourself.
Self-help, not a CRO
We are software — not a credit repair organization or law firm. You stay in charge of every dispute.