Terms of Use

Last updated: August 13, 2026

By using Ledgerly you agree that the product is informational self-help software. We do not guarantee score increases, item removals, or legal outcomes. Accurate negative information generally cannot be removed from a credit report.

You are responsible for verifying letter contents before mailing and for complying with applicable law. Full access is a one-time $150 payment and Premium is a one-time $300 payment, both processed through Stripe. Premium also includes ChexSystems & Early Warning guides and the business credit ebook.

These terms are a practical baseline for launch. Have counsel review before high-volume commercial marketing in regulated jurisdictions.